Payment Systems Operator Services
Our role as a payment system operator is to ensure secure and efficient exchange of transactions between payment system participants through a single access and to lead the changes in order to provide new services to our payment community, as well as support the development of solutions according to the requirements of the clients.

Payment System KIBS

  Receiving, checking and accepting payment transactions from the participants (clearing exchange)

  Determining the net balance through calculation and netting payment transactions from the clearing exchange (clearing calculation)

  Settlement of liabilities resulting from the clearing calculation between the participants (settlement)
            To manage the liquidity risk of non-settlement, the participants establish a Reserve Guarantee Fund (RGF) which provides funds for
            successful settlement.


Payment System KIBS Instant

  Processing payment transactions through real-time instant credit transfers

  Implementation of prepaid settlement model in real time